[quote=no_such_reality]Danger! Danger! Danger! Goes my instinct on ‘credit check couldn’t be done’ JIMHO
Before I figured it’s just a standard not financially together situation, probably 95% that, 5% chance pro grifter
That last piece though sets my sleaseball meter off. I now feel like a 50/50 you’re dealing with a pro squatter
Did they had some really good story about why they needed the keys right away and you just got lucky on not giving them the keys?[/quote]
There is no fvcking way a check CANT be done. Even IF the person has a credit freeze on his account. The Experian Rental Check does NOT require an unlocked credit file. It is initiated BY THE PERSON, and you never see his/her SSN, only the credit report content. It’s completely hosted by Experian. That makes it a safe playground for a tenant prospect to share his/her credit file with landlords in a safe way. And it give landlords the assurance of authenticity (no doctored copy by the tenant, as again, it’s hosted by Experian)…
Plus, as an added bonus, the fee for this report is directly paid by the tenant prospect. If for whatever reason, the two of you don’t agree to a lease, he can reuse the same credit file he already paid for and share it securely with the next landord… so he doesn’t need to keep paying that $19-30 application fee for pulling a credit file….That’s what I tell all tenant prospects. That way I don’t need to deal with collecting an application fee, and they don’t feel like I’m trying to rip them off with an application fee. IT’s their electronic file they buy and hold onto themselves.
