For a 6% loan, 20% down, you have 240K financed.
Ignoring principal payments, the monthly interest is $1200.
1% HOA = 3000 per year = $250 / month
1% maintenance = $250/month
Assume Insurance is ~ 100/month
I get 1800/month.
I think you included 300K as the loan amount (ignoring the 20% down).
