My predictions here in 06/07 are well documented. You are free to search this site and find them. I suspect you are lazy so I’ll give you the cliff notes version. Spot one! No one on this site came close to how accurate mine were. Feel free to confirm
And I’ve helped lots of first time buyers the last few years who bought homes when people like you were saying the same things. Not everyone has to live in SD either. Places and paradigms change. That’s one of my big predictions made back in 06 which is the north county coast would become a very different high end place over the next two decades even more so than it had already over the prior one
It is a disaster in your myopic small world view. The rest of us will pay attention, pick our shots and continue winning.
And it had nothing to do with being smarter. I’m a dumbass. It has to do with being willing to look at things objectively and not talk oneself out of things that make sense in a current environment