My living breakdown is this:
Children needs 3%
Education 6%
Groceries 5%
Dining Out 2%
Entertainment 1%
Clothes 2%
Incidental 2%
Would be good to know if I budgeted this too high which seems to be what you’re implying. Not really getting a handle on what raising 2 kids would cost – wife likes to buy them all kind of ‘learning’ toys and plans to put them in private lessons.