[quote=moneymaker]I’m getting 2.625% (APR 2.699%) on a 15 year sub 417K money out loan. Going to use the money to pay off HELOC (used to put in the solar) which is currently at 4.75%. Appraisal is $495 with fees of around $1000. Not going to say who just yet as I have read some bad reviews online after starting the process, so far it is going well, have turned in documentation and am meeting with appraiser this afternoon. PS- Did sell my silver bullion yesterday when spot was above $20, still holding onto the gold though.[/quote]
On 15year, 2.5% was the lowest I got with no out of pocket cost back awhile ago. That was the absolutely lowest I was able to get. So if you’re getting about 2.699%, on a cash out refi.