[quote=moneymaker]
Appraisal came in at twice loan amount, is there a break for being slightly under 50% as opposed to being slightly over? HLS?[/quote]
If you’re dealing with a conventional Fannie/Freddie loan,
I don’t think you will see any difference in pricing.
If there is better pricing and you are using a broker, you WILL definitely get the credit.
If you are using a bank or direct lender you may or may not get the credit.