Home › Forums › Financial Markets/Economics › Treasury yield 30 year › moneymaker wrote:30 year at
[quote=moneymaker]30 year at 3.1%, Wow! Is it time to borrow? Already refi’d, should I do it again? Got 3.5% on 15 year right now. https://finance.yahoo.com/echarts?s=%5ETYX+Interactive#symbol=%5Etyx;range=20050407,20140827;compare=;indicator=volume;charttype=area;crosshair=on;ohlcvalues=0;logscale=off;source=; I guess it’s not as low as it seems.[/quote] Yep, it was a lot lower a couple years ago. I got a 3.5% 30 years fixed with no cost. If I went with no point, I would have been able to get it down to 3.25%. Right now, a no cost 30 year conforming loan is ~4.25% and a no point 30 year conforming loan is ~4%. So, there’s still a good 75 basis points to go to get back to where it was a couple of years ago.