You may be right. I don’t work with mortgages and just did some basic research.
I would still say that I would prioritize my loan programs. I would use the ChAFA Loan as a first time homeowner rather than using the Va Program I would combine this with the Downpayment asistance program.
I would want to keep that VA loan in my back pocket for a future purchase especially if the interest rate enviornment were to change. The CalVet program looked fairly attractive aswell by I didn’t ahve time to study all the detail. Looks like it would provide a higher loan amount than the VA.
