Me too! I’ve been mostly out of the market since August 2007. I have made a few opportunistic trades taking advantage of the market psychology by jumping in after big drops and selling out a week or two later after things recover. I went all in at the market close on Friday July 2nd and then all out at the close on Fridayt July 9th. Made 5.35% on my retirement portfolio for a weeks work. Not bad and I’m all cash again.