all i really advocate is for gnosis to take the class and to learn how to leverage and use equity to invest. the class lets you use your own judgement and comfort level as to how much to invest, whether 80% LTV or less. i don’t really know what gnosis’s comfort level, sophistication, or ability to take on risk is.
using an 80% LTV is not in and of itself a bad thing, but you have to know how to use it in the best way possible.
