Ltci is terrifying, depressing and maybe a RIP off now. Put it all together and who wouldnt want to live in denial. If you’re collecting, your life realllly sucks. You’re in need of way more than some help, you’re helpless, which is frightening, like being paralyzed.
The thought of going broke spending money that yields so little pleasure. Yuck.
Maybe it’s best to be divorced and partition out assets, take a life estate in your home and feed to kids, all well in advance of your decline?
Must be planners who deal with this.
Man I hope I die. My tiny empire, crumbling to pay for help with my poop.