[quote=lpjohnso][quote=AN]Something tells me that if they only qualify for a 10% car loan, they probably won’t be able to do a 0% balance transfer app-o-rama.[/quote]
This could be very true. However, our credit is better now than it was a couple of years ago.[/quote]If your credit is better now, you should try and refi the car. Not sure how much you owe on it vs how much it’s worth. But if you’re not upside down, you can refi to much lower rate or you can get a HELOC to pay the difference. That way, you won’t be touching your original home loan.
