Sorry, but you are out of luck. It is becoming more difficult each day to find a plan that gives you the benefits that you expect at a price that your business can absorb.
My ultimatium was to go out of business or move to Mexico.
I now employe 1000 Mexican Nationals and 30 Gringos in four packaging plants in Mexico. My insurance costs with Blue Cross PPO for the 30 Gringos costs me $27,000 per month after a 30% copay for dependents. We pay 100% for the employee and 70% of the dependent family. I will not tell you what it costs to insure the 1000 Mexican Nationals.
I know for a fact that one day I, or my successor, will have to face the fact that no one in the US can purchase my product because no one has a job.
But what can I do? With Free Trade I need to go were the production cost are lower to compete. Not everyone can be a rocket scientist. Not everyone can invent CDMA.
I will draw the line at China. I hope I am either retired or dead before I have to make that decision.
By the way the PPO we offer to the US nationals is close to best plan offered by any company in the US. It is just short of 95%
I had to have colon resection and my out of pocket was $1,400 on a total hospitalization cost of $46,000.00 done at Scrips in La Jolla.
I have no idea how GM can pay that for the number of employees covered.