“lender approved report”
I didn’t say “lender approved” I said “lender preferred”, as in the format. I know what the loan originator and the underwriter have to do with a credit report, more or less.
It would be silly for me to assume you would package a loan based on a hand carried report from a client. BTW the orgiginators I have spoken face to face with are willing to explain programs and quote rate on a report I provide and even a guestimate and verbal statement of house hold finances, and if they won’t too bad for them. I have been around enough to know some brokers keep clients hostage, as best they can, by various means including the multiple credit check threat.
