KIBU, you have probably read his stuff here, his screen name here is HLS. I have talked to and e-mailed him, I would have used him for my last loan about four months ago and he actually talked me out of buying and I’m glad he did. I will be using his services when I do buy, his advice to me thus far has already been enough to earn my business. And yes, he is a pretty funny guy on the radio.
