kev374
10 year is a loooooooooooong time. Long time to wait to get started saving in a Roth IRA aswell. Run the numbers on starting a Roth IRA at the age of 25 vs waiting until you are 35. A little bit now goes a long way later. Think you are sort of missing this. Additionally time value of money say that a payment in 40 year will be equivalent to a car payment today. Money has a declining value. Just giving you the facts. You can play aroudn wiht the calculations.
