*Health/wellness of family first..Everything else is window dressing. Therefore, my question for you would be where would the best treatment for your child be, within the limits of what you can afford. (is paying 20-30k gives you the best/better treatment, and can you can afford it)?
Because it if were me, I’d figure that one out first. I’ve found out in a lot of times in healthcare, you do get what you pay for….
*The other thing is, assuming you have to pay 20-30k out of pocket, have you figured out how much this impacts your your household income after itemizing deductions on schedule A… If your household income is $125k and your expected medical expenses are going to be around $30k, it’s going to be more than 7.5% of your households AGI, so you will get to itemize part of it on schedule A. Might help to figure out what the true hit would be… (Get turbotax or something like that). Plus that medical expense is only for 1 child. You, your spouse, your other child will have other things that you can “pile on”.
*That said… If the best option is to move out of N.C. make SURE your husband is ok with the lower level job…You have to understand that in a lot of cases, men are wired differently…Career is important to a lot of men, and taking a voluntarily lower level job might feel like getting kicked in the nuts. Not saying it’s the case with your husband, but just make sure you have your heart to heart talk with him about how he really feels…Because the last think anyone in your family need is more stress from frustation/etc… I’m sure he would be willing to make sacrifices for family sake, but double check he is going to be ok.
*Lastly, with all due respect though, the last thing on your mind should be judgling home ownership at the same time. You have a kid that will need treatment/support…Even if 100% is covered in california, things are never exactly 100%…
