[quote=joec]Yes, you are very correct that all plans are now ACA compliant.
Someone correct me if I am wrong here, but I’ve read that if a provider network isn’t contracted to be offered through ACA, they also won’t be offered through private purchase directly outside ACA neither.
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It doesn’t work that way. Provider contracts (i.e., contracts between carriers and providers which outline how much providers will be paid for each service) are different, or at least can be different for each policy. Carriers don’t offer contracts on every policy to every provider and providers don’t necessarily accept each contract offered. So even if a carrier offers a similar policy both on and off an exchange, their reimbursement contracts to providers can be different for each, possibly resulting in at least slightly different provider networks. All perfectly legal.
