[quote=joec]Yeah, I hate Chase and BofA…One reason that I avoid all these free cash promos now. Not only is your information now at another institution, but the headache to deal with ANY problems just sucks big time…
I just had an issue with my son’s acct which they were charging him that $5/fee when it was mentioned that it was no fee when the acct was opened. Went back and forth and in the end, the guy opened the wrong account to begin with.
The supervisor’s/branch managers suck too at Chase and don’t do squat.
I think I mentioned my BofA issue earlier as well which I don’t think is resolved yet.
Oh yeah, wait till year end, you’ll get a 1099 for the $100 for the new account as well (we needed to open a biz acct so got that promo). Yep, don’t let the door hit you in the *ss on the way out!
I closed out my BofA acct a while back and they wouldn’t issue me a check since a cashier’s check cost $15 bucks or so…No exceptions according to the lady teller.
I also closed out my acct at SDCCU (didn’t need a mortgage anymore and trying to ‘simplify’ my life) and they had a fee, but the nice teller at least just waived it and cut me a check.
Just think, we bailed out a lot of these banks too.
I haven’t gotten around to it, but I am planning to open a Schwab IRA acct as well as a bank acct for their no fee ATMs worldwide. Maybe they aren’t as bad.
You’d think someone can fix minor fee problems for you at any of these places, but the penalty fees make up 2/3rds(?) of a banks revenue/profits or something insane so that maybe why they are so anal about it.
Anyone know if Union bank fees you to death as well?[/quote]
Actually, I recently opened an account with US Bank. I kinda like them. They don’t appear to nickel and dime me as much, and moving large amounts of money around, they don’t hold it longer than 1 day (unlike *cough* wells fargo)….
