[quote=joec]
I currently pay over 1k per month for me and my family. Coverage is really crappy for my spouse, but she still has maternity on her plan for now. With all the new plans, it’s included.
What’s really troubling is like getting a mortgage, if you’re self employed, even if you’re willing to pay up the wazoo for say maternity, no insurance company even offered it. When I was searching for insurance (self-employed), all over California, all of 1 company had it and it was in a really crappy plan (which we use now).
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So you paid $12K/year for a plan with maternity because you had an addition to family. I assume you were worried that the hospital was going to charge 10s of thousands of dollars to have that child even if it was a standard delivery. Why does it cost 20, 30, 40, 50K for a relatively standard baby delivery procedure. 50 years ago it cost a couple hundred dollars that pretty much anybody could come up with out of pocket. Even with inflation it might cost a couple thousand dollars in today’s money. Why do you need to pay $12K year to cover something that should cost a couple grand. We know that is doesn’t because the hospital is probably billing north of $20K.
But I will agree that for some individuals Obamacare is going to be good. For others it’s going to not be so good. Your particular circumstances landed you on the good side of Obamacare. There will be others on the bad side of Obamacare. Some single male somewhere is helping you pay for your affordable maternity coverage.
