I’ve never understood the argument that a series of smaller ‘fornias would somehow be easier to govern. We have x revenue and y expenditures. Dividing those up unevenly would just create a massive power grab for the revenue and fight over who takes the expenditures.
Seems to me that you have two choices at this point, raise taxes or lower spending. They are not mutually exclusive. Anything else is just shuffling the deck chairs on the you know what.