I’ve been providing examples of clients not paying their mortgages for a couple years. That isnt news nor is it being disputed. What is being disputed is that there is some imminent collapse coming that is far worse than what has already happened. That is what you are saying. If the worst isnt past then the worst has to be ahead by definition. None of us will dispute that either.
Others including myself are saying the worst is past. That the market is being successfully manipulated and while there is no turn around in sight there is no disaster ahead either. No one is arguing that the obvious isnt happening. The powers that be are trying to spread the pain and let time minimize the fall coupled with modest inflation. Rational thinking says it wont work but the reality is that it has been working. It wont stop and they will find new creative ways to continue doing so. The powers that be are winning and you just cant admit that.