I’ve been humbled by the market so many times that I will not many any prediction. I will just let time tell me how things will turn out. If you keep your eyes on the fundamental, you’ll know when to buy the house you want. The lower end market were the first to rise and the first to fall. That’s why places like Mira Mesa see a much bigger drop than NCC in term of %.
You don’t need a plan B if you plan A take into consideration all possibility. If you’re so fixated on one path, you’ll miss other signals.