It’s not about owning the home. It is a little more complicated then that if you understand the situation. I have written about this situation under my forum OC scam part 1 and 2. In brief I have legal right to withhold the rent because she intentionally signed a lease agreement for a year for a home that she has never made a mortgage since purchasing the home in August of 2006 then signing a lease with me in December 2006 (This is called rent skimming). Then she broke the contract when she filed bankruptcy but remember this is for 7 homes she purchased I was paying the full amount we agreed to. She is being investigated for fraud by all lenders involved. I’m the least of the lenders problems right now! I could sue her for the lease agreement she broke which I would never win any amount of money because she has no assets. There is seven families involved in this situation we all have lawyers and trust me this is completely legal and is why the money is being placed aside and not being spent until all is resolved.