It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.