It seems the Dem’s don’t like Market crashes. IMO anyway.
2000-1 dot.com bubble crash started under Clinton.
2007-1 property crash started under Bush.
We’re about evenly split.
Yellen seems determined to stay the course on tapering, which IS tightening despite her best remonstrations. We’re already seeing rates going up and indicators slowing down.
As far as the $10k question, I’d buy $1000 of both to minimize risk while not being out of the market entirely.
