It could be worse. When I arrived in the US I tried to open an account with BofA. No problem. Tried to get a credit card from Citibank – no problem, they checked my credit back in Canada. Tried to open an ING Direct Account and give them money. Declined – due to insufficient credit history. I called them and told them that a) I wanted to deposit money, not borrow it, and b) I had an account with ING Direct in Canada that had a six-figure balance in it until I came to the US and that I wanted to put about the same on deposit with them. Still declined. Dumb!
