Is there no way to get onto a group plan as a self-employed individual in CA, either through a “union”/”guild” or through a professional organisation of some type?
The detailed health-history bullshit makes me very thankful to live in a community-rating state, albeit one with pretty expensive insurance. Had some stomach problems a few months ago and wanted an endoscopy to rule anything bad out and check for hiatal hernia. Went in, got it paid for without risk of prejudicing future insurance ratings or any such nonsense.
Hoping that Obamacare will make things relatively straightforward for the rest of the US.