irvinesinglemom, I would second all the advice on delaying the purchase. Don’t succumb to the pressure to buy now. You’ll be amply rewarded.
I know people who bought expensive homes just to keep up with their friends and try to get that perfect lifestyle. Well, they’ll find how empty their lives are pretty soon.
Even stretching to buy an expensive car is unwise in my view. Remember that beautiful Mercedes you saw drive down the street? Do you remember the person at the wheel? huh… i bet you don’t even remember. So why try to live life by what others might think.