Ironically one of my past clients has been sending me this stuff and is going crazy with it. They had refied out a few hundred K to remodel their house and then lost jobs. We tried to sell their house before the bubble popped but werent fast enough. They fell behind by over $100K. One day someone ofrom the bank knocked on their door with an offer about 3 years ago. They wrote off the missed payments and wrote down their loan about $200K so they got over $300K in foregiveness. Its the only case I have heard of like that.
I just dont get what about the system they are unhappy about.
