In Feb 2005 I was very close to signing myself and my family into a deadly toxic $700K 3/27 ARM, when a friend sent me a link to this website. Reading Mr. Toscano’s excellent data-backed analysis opened my eyes and literally saved me from a nice six-digit loss. I am not exaggerating, this site is the reason I backed out. So personally for me piggington.com proved to be ten times more useful than the rest of the Internet combined.
