I’m putting my down payment savings in CDs with a plan to buy in a year or so, it’s at 3.6% interest. I guess I’m losing money to total inflation, but since I plan on spending the money on a house and houses are deflating so as far as housing those dollars aren’t losing value. I did this because if I lost 20% of my money to the stock market, that would delay the house purchase significantly and I don’t have time to ride out a rough spot.
