I’m learning so much today about this market. First, competing REOs on the same street. Now, a homeowner so dependent on MEW to sustain his lifestyle, he is willing to give the deed to his home just to get an extra $25K because he doesn’t qualify anymore for a refinance or HELOC. Either his credit is bad, as he claims, or he lacks equity, or has a prepay penalty. Who knows? Should we e-mail him, just to check out the story?