I’m a little out of balance –

[UCGal]

I’m a little out of balance – but this is my target plan

Target (all index funds unless otherwise noted):
40% Large Cap stock
10% Small Cap stock
10% Int’l stock
(so 60% equities)

25% domestic bonds
15% cash/CDs
(so 40% fixed income)

The reason cash is so high is that I pull out 1 years worth of investment withdrawal at the beginning of the year. Cash will deplete over the course of the year.

We also have our very illiquid companion unit – it generates income but can’t be sold unless we sell our primary home. I don’t consider the primary home (and hence companion unit) in our “investable assets”.

I’m following a pretty simple “lazy portfolio”.

As far as new years resolutions – those aren’t financial (except to stay the course on my budget/investments)… I want to continue the dog walking exercise program for the new year. I want to eat healthy.