If you are considering paying

[svelte]

If you are considering paying off the MR early, make sure you take into account something like this happening:

http://www.nctimes.com/news/local/san-marcos/san-marcos-city-refinances-mello-roos-bonds-to-save-million/article_dc6dc077-646e-5d24-ad76-43ae35546ec9.html

It has now happened twice in San Marcos. I’m glad to see the city is looking after the homeowners, it’s the right thing to do.