“I’d be an idiot to waste

[lendingbubblecontinues]

“I’d be an idiot to waste $75k.”

I agree. Also, don’t forget that you’d re-pay roughly 75K plus three times that amount over the life of a thirty year loan, assuming you borrowed the additional $75K in the first place.

So you’d be wasting $300K that you might otherwise have for retirement.