[quote=ibjames]I carry no balances, and my wife and I use one card sparingly to make sure we keep it, I had Citi give me a use it or lose it warning a while ago, I didn’t believe they would actually cancel me..
they did! Bastards!
Eh… less junk in my wallet[/quote]
Yup, I’m in the same boat, and BofA just cancelled my largest limit card without any warning. Open up my BofA webpage to make sure I didn’t have to do a payment transfer, and the card was gone *poof*.
Really ticks me off, since I’ve been a customer of theirs for my checking/savings since they bought Security Pacific back in the 1980’s.
My personal opinion is if they don’t trust me enough to keep my credit card open after nearly 25 years as an account holder, I don’t trust them enough to keep my liquid and semi-liquid funds. Soon as my home loan funds I’ll be switching over our direct deposits to a new bank, closing out the BofA account, and cashing out CD’s as they mature.
Any suggestions for a new bank? I hear SDCCU is pretty good – any opinions on them or others?