I would have to agree that mortgage rates are the knockout punch. I think that for all the anticipation that we had about unemployment tipping the market over, we have not seen the tsunami that many envisioned. Now as you said, we have 7 or 8% mortgage rates, I do not see many people pulling in 150k a year being able to afford that nice home in LCV or 4S.
At some point, that will happen. That is what will affect things more then anything else.