I whole heartedly recommend Bill Flanigan with State Farm:
8888 Clairemont Mesa Boulevard, San Diego, CA 92123
(858) 279-2173
When I had my house in Kensington, I was cancelled by AllState right after I bought the house. Their reason was “roof on garage is old”, but I suspect they didn’t realize when they provided insurance before the sale that the house was on a canyon. Anyhow, because of the age of the house and the canyon, I had a hard time getting insurance. Bill fixed me up.
Curiously, I had a 1930s German made floor heater. Worked great! Unfortunately, my 2 year old stepped on it and got a foot burn that required an emergency room visit. That incident cost me $100 for the emergency room visit and $7000 for central heat and air. My wife insisted that we take out the floor heater. I attempted to reason with her; suggested a simple kid gate around the grate would work fine, but in the end I decided that $7000 was cheaper than a divorce.
