I was sympathetic when I read about the unexpected medical bills from knee surgery, because if you aren't at a good career/job and don't have good insurance, that will bite you.
BUT, then i read about the couple having a 5th child despite them already being financially strained. Ok… I'm not against having kids. Far from it. But from a financial perspective, 1,2, or 3 is doable.. BUT, 4 or 5?? Kids do cost money. And they were already in bankruptcy.