I suppose a 60 to 90 day

[AK]

I suppose a 60 to 90 day delay could:

(a) Help someone find competent legal representation in cases of bona fide fraud or abusive servicing.

(b) Help an FB find new housing thus (maybe) keeping them off the streets or off the dole and reducing the direct cost to the state government.

(c) Discourage legitimate lenders from doing business in Massachusetts.