I never view this as an argument. I was trying to toss up ideas on how to get my money to work harder for me. So any feed back is knowledge for me. Also, conceding means I will stop trying to explain my ideas since it’s not coming across correctly. Why would you think someone has to win or lose on here?
An, Just think about this, Even though the 400k is hypothetically your’s. If the market tanks your money is gone and it’s “other people’s” money that you are trying to make the most of.
Can you explain what you mean by market tanks? RE market or saving market? How is that any different than someone putting 20% down and lost all the down $ and more but you’re not selling and can afford the payment comfortably. I guess I’m trying to understand your argument here.