I may be wrong about the hoa fees, I thought I had a past one where it was done by an impound. Either way, they split up so I got mixed info but one said two months, the other said three as far as them being behind. They are flaky and hard to get in contact with so I take what they say, what the short sale realtor says and other sources to come up with my best guess, since nobldy will actually show me anything. They also didn’t forward their mail but I’d never hold it up to a bright light, that would be bad.
I’ve always paid my bills so I am a novice but I am learning how to tell from the outside of the envelope what overdue accounts look like, the paper is sometimes pink, the outside of the letter looks angry and uses phrases like “overdue, open immediately.” They havn’t come for their mail in a while, I don’t know if they ever will, I wouldn’t want to open all that angry mail. Thank goodness all the nod/not stuff is public record, I’ll save all that time trying to figure out how thick or what size envelope that comes in.