I learned it as

[Anonymous]

I learned it as ‘tranche.’

Yep, times are getting tough for higher income folks, too;
Median household income of $110K, 86% white collar, 5 acre lots in gated communities, and the job market is getting tough:

http://www.chicagotribune.com/business/chi-sun_barringtonjul01,0,2295198.story?coll=chi-business-hed

Coming to La Jolla and RSF, too.