I know, I know… My range is

[waiting for bottom]

I know, I know…

My range is truthfully $550K to $900K, depending on how bullish I feel that week.

$900K is doable with $210K of income, comfortably. Probably too risky for my taste but I would love that ocean view house in The Bay Collection.

$550K is more like $170K – again, comfortably. This includes max 401k and IRA – which is default for me.

If my schoolteacher wife can pull in 65K, that meansI need $105K for $550K or $145K for $900K.

I make more than that now, but call me conservative or cautious….I’ll probably split the difference and end up around $725K.

Wouldn’t it be nice if the conforming limit stayed at $697K…