I haven’t had any issues with AmEx and have grown quite confident using this card (knock on wood). I’ve used it here in SD, all over the u.s., in the middle east, in Africa, China, Europe, Central and South America, and of course on the internet… Never once was it declined. Once in L.A. there was a fraud attempt on my account: I used the card in a restaurant and within *minutes* of my food purchase there was an attempt to buy $10,000 worth of movie making equipment… It was easy to track it to the restaurant employees (so much for their budding film career).