I have come to embrace the American system of mortgaging ones self to a house.
Barring major medical advances and severe accident or environmental toxicity, I would place my death age at 78.9, about 1.1 years prior to mortgage payoff.
Hopefully on the day of my death, I will squat 325 lbs in my yard, have a breakfast of homegrown pomelos, sit down to read the latest issue of laphams quarterly and die virtually instantly from a majOr heart attack. That’s the best case scenario, anyway.
Unless I can stop worrying so much. Then id peg death year at 82.6. That’s 2.6 years free and clear! Somehow I think I’ll have other things on my mind than not having that monthly payment then.