I don’t speak any great game in investments, because I’ve never thought it easy. You’re the one who sounds like an armchair quarterback, not me.
On the cars, I believe you completely. On the restaurants, same thing. Vacations too.
With regard to saving $4000 a month and investing in anything significant beyond your 401(k) mutual funds, I’m almost certainly convinced that you’re strreeeeeettching the truth.
