I do agree with Powayseller, in my 20’s I lived in a “petite” studio, where you could open the fridge from the bed, only one sink, etc. Maxed out on credit cards, hoping against hope that my next paycheck would cover all my atm withdrawls.
I think at 28 I woke up and started thinking I better be putting some money away for retirement, and figured it out.
I do think that is part of growing up, but if parents make it too easy for these kids, they will never get the picture.
STruggle is part of it. Boy am I starting to sound old!!