I disagree. I think most Americans feel bad about having a lower rate and refi into a higher one so they can sleep at night knowing that they are not screwing the system.
Edit: Can’t wait for the site PS. Hurry it up!
Edit 2: Just bought “America’s Bubble Economy” and into Chapter 2. Beside buying college books years ago I NEVER buy any books. I always read online. Just something about how 95% of economist didn’t see the dot com bust and those itulip.com guys did that makes me wonder more.
